single parenting with Amber Jones

After reviewing my quarterly balance on my 401K, I have to admit I am beginning to freak out!!  In the beginning I didn’t get to concerned — after all I am more than 20 years away from even thinking about retirement so for me a downturn in the Dow is a good thing.  But, after listening and reading to all of the economists as well as the financial advisers I was beginning to get a little bit concerned. 

Then I received my statement….and suddenly I was VERY concerned.  But is this a realistic concern?  As I said before I have a long time period to be able to recover — so should I still be thanking my lucky stars for a yard sale or should I be praying that I don’t lose everything?  My gut tells me to “buy, buy, buy” — but my head says “proceed with caution”. 

What do you think — full speed ahead or slow down?